The District Insurance committee, of which ABCE is a member, met monthly over the summer. We monitor the dollar amount of medical and dental claims submitted to the Bay District health plans. We received the reports from BCBS, our medical claims processor and Delta Dental, the District’s current dental provider. The health plans are all staying within our projections for year-to-date claims, but the dental policy is not doing as well. Our members are choosing out-of-network providers in large numbers, reducing the effectiveness and overall performance of the dental plan. The committee continues to search for cost-effective new products to present to the employees of Bay District Schools.The Bay District Insurance committee met regularly to monitor the performance and financial health of the medical, dental and ancillary insurance products available to all employees.